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3 generations of supported by WA Cares sit on a couch in their living room. They smile and look at the camera. In the center is a mixed race male-presenting person aged approximately 50. He is smiling and holding a bowl of popcorn. To his right is a child aged around 4, wearing a pink shirt. They are surrounded by four mixed-race family members, 3 female-presenting and one male-presenting.

WA Cares pays for long-term care at home

When we’re sick, aging, or seriously injured…whether we have a pre-existing condition or not…WA Cares is there for working Washingtonians.

What would you do if you were suddenly injured or sick? How would you stay at home with rising health care costs? Afford the equipment or home modifications necessary? Take time off work to heal? Find someone to cook your meals or run your errands?

WA Cares is an affordable long-term care benefit that gives Washingtonians what we need to get care at home.

Millions of people in Washington can’t get the home care we need. We are often denied for pre-existing conditions. Many times, we can’t afford the ballooning costs of private insurance. Sometimes we are not eligible due to a pre-existing condition. Thousands of others across the state lose their jobs and savings taking care of loved ones when they’re ill.

We all want to make sure our loved ones get the care they need without sacrificing jobs or savings. Luckily, WA Cares makes it possible for working Washingtonians to get the long-term care we need. No matter our age or if we have a pre-existing condition, we are eligible to earn WA Cares benefits.

Find out how WA Cares stacks up against private insurance or Medicaid for long-term care. With WA Cares, we contribute only when we’re working, and are vested after contributing for 10 years. Even if we’re working part-time (as little as 10 hrs/week on average). 

Our benefit is available whenever we need it, and grows with inflation. Calculate your contribution and benefit amounts using the WA Cares Benefit Calculator below:

70% of us will wind up needing long-term care – things like help with meals, chores, and daily tasks – at some point in our lives. Thanks to the WA Cares Act, working Washingtonians will now have access to money to pay for home care and other long-term care.