{"id":3002,"date":"2023-07-06T19:36:29","date_gmt":"2023-07-06T19:36:29","guid":{"rendered":"https:\/\/wecareforwacares.org\/?page_id=3002"},"modified":"2023-07-10T18:44:56","modified_gmt":"2023-07-10T18:44:56","slug":"wa-cares-faqs","status":"publish","type":"page","link":"https:\/\/wecareforwacares.org\/es\/wa-cares-faqs\/","title":{"rendered":"WA Cares FAQs"},"content":{"rendered":"\n<div class=\"wp-block-cover alignfull is-light has-custom-content-position is-position-bottom-center\" style=\"min-height:50vh;aspect-ratio:unset;\"><span aria-hidden=\"true\" class=\"wp-block-cover__background has-background-dim-0 has-background-dim\"><\/span><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1705\" class=\"wp-block-cover__image-background wp-image-2694\" alt=\"A mixed couple in their 30s sits at their kitchen table and looks at receipts next to their laptop.\" src=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-scaled.jpeg\" style=\"object-position:62% 38%\" data-object-fit=\"cover\" data-object-position=\"62% 38%\" srcset=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-scaled.jpeg 2560w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-300x200.jpeg 300w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-1024x682.jpeg 1024w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-768x512.jpeg 768w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-1536x1023.jpeg 1536w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-2048x1364.jpeg 2048w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-930x620.jpeg 930w\" sizes=\"auto, (max-width: 2560px) 100vw, 2560px\" \/><div class=\"wp-block-cover__inner-container is-layout-constrained wp-block-cover-is-layout-constrained\">\n<h1 class=\"wp-block-heading has-text-align-center has-nv-text-dark-bg-color has-neve-link-hover-color-background-color has-text-color has-background has-x-large-font-size\" style=\"padding-top:0.67rem;padding-right:var(--wp--preset--spacing--30);padding-bottom:0.67rem;padding-left:var(--wp--preset--spacing--30)\">Get Answers to WA Cares FAQs<\/h1>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group alignfull lt-blue-wc-bg is-layout-constrained wp-block-group-is-layout-constrained\">\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"dk-blue-splash-btm has-link-color wp-elements-dd257733649f140e11323ef61684c77f\" style=\"font-size:22px\">WA Cares pays for long-term care at home. When we\u2019re sick, elderly, or seriously injured.&nbsp; Whether we have a pre-existing condition like diabetes or not. <a href=\"https:\/\/wecareforwacares.org\/wa-cares-fund\/\">The WA Cares Fund<\/a> is there for working Washingtonians. Have questions about WA Cares? We\u2019ve got answers!<\/p>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><strong>HELPFUL LINKS:&nbsp;<\/strong><\/h2>\n\n\n\n<ul class=\"has-link-color wp-block-list wp-elements-1374124ec88daaeb3af2c2596a3d4de8\">\n<li>For Employers: <a href=\"https:\/\/wacaresfund.wa.gov\/learn-more#information-employers\">FAQ for Employers<\/a>, Employment Security Department: 833-717- 2273 (select option 3)<\/li>\n\n\n\n<li>For Employees: <a href=\"https:\/\/wacaresfund.wa.gov\/learn-more#exemptions\">Exemption Information<\/a>; Call&nbsp; 1-844-CARE4WA (844-227-3492)<\/li>\n\n\n\n<li><a href=\"https:\/\/wacaresfund.wa.gov\/apply\">Applying for benefits<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/wacaresfund.wa.gov\/learn-more\">WA Cares Fund FAQs<\/a><\/li>\n<\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><strong>WA Cares FAQS<\/strong><\/h2>\n\n\n\n<p><em>Click on a frequently asked question below to view the answer.<\/em><\/p>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-4222253 is-style-plain\" data-block-id=\"4222253\"><style>.stk-4222253{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-02a368c stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"02a368c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-02a368c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-02a368c-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-fb4b70e\" data-block-id=\"fb4b70e\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-b197c1b stk-block-background\" id=\"strong-what-does-wa-cares-cover-strong\" data-block-id=\"b197c1b\"><style>.stk-b197c1b{background-color:var(--nv-primary-accent) !important}.stk-b197c1b:before{background-color:var(--nv-primary-accent) !important}.stk-b197c1b .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>What Does Wa Cares Cover?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-c1ac6d6 stk-block-background\" data-block-id=\"c1ac6d6\"><style>.stk-c1ac6d6{background-color:var(--nv-primary-accent) !important}.stk-c1ac6d6:before{background-color:var(--nv-primary-accent) !important}.stk-c1ac6d6 .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-c1ac6d6 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-c1ac6d6\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-c-1-ac-6-d-6-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-c-1-ac-6-d-6-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b0d9ffb stk-block-accordion__content\" data-v=\"4\" data-block-id=\"b0d9ffb\"><style>.stk-b0d9ffb-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b0d9ffb-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b0d9ffb-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-bd7eb53\" data-block-id=\"bd7eb53\"><p class=\"stk-block-text__text\">WA Cares benefits cover costs for things like medical equipment, home care, and support with daily living. WA Cares will also pay our family members to help with cooking, cleaning, and grocery shopping. You can pay for home modifications, like a ramp or accessible shower. WA Cares also covers residential facilities.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-b843a39 is-style-plain\" data-block-id=\"b843a39\"><style>.stk-b843a39{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-f3919d7 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"f3919d7\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-f3919d7-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-f3919d7-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-986c855\" data-block-id=\"986c855\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-f998a1a stk-block-background\" id=\"strong-is-36-500-enough-to-cover-my-care-costs-strong\" data-block-id=\"f998a1a\"><style>.stk-f998a1a{background-color:var(--nv-primary-accent) !important}.stk-f998a1a:before{background-color:var(--nv-primary-accent) !important}.stk-f998a1a .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>Is $36,500 Enough To Cover My Care Costs?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-ab25ff8 stk-block-background\" data-block-id=\"ab25ff8\"><style>.stk-ab25ff8{background-color:var(--nv-primary-accent) !important}.stk-ab25ff8:before{background-color:var(--nv-primary-accent) !important}.stk-ab25ff8 .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-ab25ff8 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-ab25ff8\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-ab-25-ff-8-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-ab-25-ff-8-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6053151 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"6053151\"><style>.stk-6053151-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6053151-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6053151-inner-blocks\">\n<ul class=\"wp-block-list\">\n<li>WA Cares was not designed to cover the full costs of 24\/7 care in a nursing home for years. It was designed to provide a flexible, affordable way to access and pay for support so you can live at home as long as possible, buy time before depleting your savings, and offset the costs of care in a facility.<\/li>\n\n\n\n<li>WA Cares funds will give millions of us critical resources &amp; support during what can often be the most stressful, physically, emotionally &amp; financially challenging times of our lives.&nbsp;<\/li>\n\n\n\n<li>Innovation requires iteration to achieve full potential. Programs like Social Security, Medicare and Medicaid were all subjected to doubts and calls for changes. Today, most of us could never imagine life without them. The same will undoubtedly be true of WA Cares and we continue to strengthen the program in the years ahead.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-9ceb331 is-style-plain\" data-block-id=\"9ceb331\"><style>.stk-9ceb331{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-681c76e stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"681c76e\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-681c76e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-681c76e-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-0378305\" data-block-id=\"0378305\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-ea3f7f5 stk-block-background\" id=\"strong-strong-what-if-i-dont-plan-to-stay-in-washington-strong-strong\" data-block-id=\"ea3f7f5\"><style>.stk-ea3f7f5{background-color:var(--nv-primary-accent) !important}.stk-ea3f7f5:before{background-color:var(--nv-primary-accent) !important}.stk-ea3f7f5 .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong><strong>What If I Don\u2019t Plan To Stay In Washington?<\/strong><\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-fe5ab6a stk-block-background\" data-block-id=\"fe5ab6a\"><style>.stk-fe5ab6a{background-color:var(--nv-primary-accent) !important}.stk-fe5ab6a:before{background-color:var(--nv-primary-accent) !important}.stk-fe5ab6a .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-fe5ab6a .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-fe5ab6a\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-fe-5-ab-6-a-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-fe-5-ab-6-a-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-2f16f18 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"2f16f18\"><style>.stk-2f16f18-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-2f16f18-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-2f16f18-inner-blocks\">\n<p>Data shows: Most of us will need help at some point in our lives, due to an injury, illness, disease or the normal challenges that can come with age.<\/p>\n\n\n\n<p>70% of us will need help with meals, dressing, moving around, using the bathroom, or other household tasks someday, according to the U.S. Department of Health and Human Services.<\/p>\n\n\n\n<p>Another fact is: Long-term care is not just for seniors.&nbsp;<\/p>\n\n\n\n<p>40% of us needing assistance with daily living are under 65, &amp; 57% of non-elderly adults have a pre-existing condition like cancer, diabetes, MS, Lupus, high blood pressure, asthma.<\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-fbe0df2 is-style-plain\" data-block-id=\"fbe0df2\"><style>.stk-fbe0df2{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-03eaecc stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"03eaecc\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-03eaecc-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-03eaecc-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-f7d509c\" data-block-id=\"f7d509c\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-22d50ef stk-block-background\" id=\"strong-what-if-i-never-use-wa-cares-strong\" data-block-id=\"22d50ef\"><style>.stk-22d50ef{background-color:var(--nv-primary-accent) !important}.stk-22d50ef:before{background-color:var(--nv-primary-accent) !important}.stk-22d50ef .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>What If I Never Use Wa Cares?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-fedd81a stk-block-background\" data-block-id=\"fedd81a\"><style>.stk-fedd81a{background-color:var(--nv-primary-accent) !important}.stk-fedd81a:before{background-color:var(--nv-primary-accent) !important}.stk-fedd81a .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-fedd81a .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-fedd81a\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-fedd-81-a-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-fedd-81-a-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-50519b3 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"50519b3\"><style>.stk-50519b3-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-50519b3-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-50519b3-inner-blocks\">\n<ul class=\"wp-block-list\">\n<li>Far more people in WA will be able to use their new WA Cares benefit than folks who won\u2019t. More than 3 million Washingtonians will be able to tap their WA Cares benefits when they need home care. In the most recent five-year period, data shows only approximately 16,000 people &#8211; 1.3% of Washingtonians over 65 moved out of state.&nbsp;<\/li>\n\n\n\n<li>Other states have similar programs in the works. Washington is first out of the gate to thoughtfully build a program aimed at providing flexible, affordable benefits for workers when the likely need for long term care comes along &#8212; there is no federal program that can meet the needs of an aging population. Many other states, including California, are following our lead in developing public long term care benefit programs, improving the pathway to making benefits portable.&nbsp;<\/li>\n\n\n\n<li>The issue of portability can and should be resolved, but it will require cooperation with other programs since other states do not yet have similar programs to WA Cares.&nbsp; We have more time to build the path to portability. WA Cares implementation begins July 1, with distribution of benefits to individuals who qualify starting in 2026. This gives legislators, program administrators, and stakeholders time to make the tweaks that are still needed.&nbsp;<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-0613bb8 is-style-plain\" data-block-id=\"0613bb8\"><style>.stk-0613bb8{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6b9a49d stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"6b9a49d\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6b9a49d-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6b9a49d-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-ca089d9\" data-block-id=\"ca089d9\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-5625ae9 stk-block-background\" id=\"strong-what-if-i-have-to-stop-working-for-a-while-strong\" data-block-id=\"5625ae9\"><style>.stk-5625ae9{background-color:var(--nv-primary-accent) !important}.stk-5625ae9:before{background-color:var(--nv-primary-accent) !important}.stk-5625ae9 .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>What If I Have To Stop Working For A While?&nbsp;<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-1893d4c stk-block-background\" data-block-id=\"1893d4c\"><style>.stk-1893d4c{background-color:var(--nv-primary-accent) !important}.stk-1893d4c:before{background-color:var(--nv-primary-accent) !important}.stk-1893d4c .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-1893d4c .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-1893d4c\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-1893-d-4-c-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-1893-d-4-c-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-827bd0b stk-block-accordion__content\" data-v=\"4\" data-block-id=\"827bd0b\"><style>.stk-827bd0b-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-827bd0b-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-827bd0b-inner-blocks\">\n<p>You only contribute while you\u2019re working. If you stop working for less than five years before you\u2019ve contributed for 10 years, you won\u2019t make contributions to your WA Cares benefit. You can begin making contributions again when you go back to work, even as little as 10 hours\/week on average, to continue vesting.&nbsp;<\/p>\n\n\n\n<p>If you stop working after contributing for 10 years, you\u2019re already fully vested, and will only contribute more if you begin working again.<\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-bac5369 is-style-plain\" data-block-id=\"bac5369\"><style>.stk-bac5369{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-e7fa6d4 stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"e7fa6d4\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-e7fa6d4-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-e7fa6d4-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-a9aa8b6\" data-block-id=\"a9aa8b6\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-c24f7f1 stk-block-background\" id=\"strong-why-do-i-need-wa-cares-if-ill-have-health-insurance-or-medicare-or-medicaid-strong\" data-block-id=\"c24f7f1\"><style>.stk-c24f7f1{background-color:var(--nv-primary-accent) !important}.stk-c24f7f1:before{background-color:var(--nv-primary-accent) !important}.stk-c24f7f1 .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>Why Do I Need Wa Cares If I\u2019ll Have Health Insurance Or Medicare Or Medicaid?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-514fc6a stk-block-background\" data-block-id=\"514fc6a\"><style>.stk-514fc6a{background-color:var(--nv-primary-accent) !important}.stk-514fc6a:before{background-color:var(--nv-primary-accent) !important}.stk-514fc6a .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-514fc6a .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-514fc6a\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-514-fc-6-a-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-514-fc-6-a-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-856128e stk-block-accordion__content\" data-v=\"4\" data-block-id=\"856128e\"><style>.stk-856128e-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-856128e-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-856128e-inner-blocks\">\n<ul class=\"wp-block-list\">\n<li>A lot of folks think their health insurance or Medicare will cover home care or long term care facility stays. They do not. Neither does disability or workers compensation.<\/li>\n\n\n\n<li>The only options to pay for long term care until now have been buying a separate private corporate long term care policy, or completely draining your family\u2019s savings and assets to $2,000 or less to qualify for Medicaid.&nbsp;&nbsp;<\/li>\n\n\n\n<li>The American Association for Long-Term Care Insurance found that only 3% of the U.S. population has long-term care insurance.&nbsp;<\/li>\n\n\n\n<li>Private long term care insurance is unaffordable and inaccessible to most people. Corporate insurance companies deny coverage to those with pre-existing conditions. For a single man at 55 years old, long-term care premiums are around $2,220 per year, while single women will likely see premiums around $3,700 per year, according to financial tech company Smart Asset. Private insurance company premiums rise with age, and you must continue paying them even after retirement.&nbsp;<\/li>\n\n\n\n<li>With WA Cares, now workers have a dependable, public, affordable way to build a benefit that will help when the inevitable need for long term care comes along.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-bba5354 is-style-plain\" data-block-id=\"bba5354\"><style>.stk-bba5354{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-52e405f stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"52e405f\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-52e405f-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-52e405f-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-0270695\" data-block-id=\"0270695\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-e44eeb6 stk-block-background\" id=\"strong-will-the-contribution-level-stay-the-same-strong\" data-block-id=\"e44eeb6\"><style>.stk-e44eeb6{background-color:var(--nv-primary-accent) !important}.stk-e44eeb6:before{background-color:var(--nv-primary-accent) !important}.stk-e44eeb6 .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>Will The Contribution Level Stay The Same?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-f79ba1e stk-block-background\" data-block-id=\"f79ba1e\"><style>.stk-f79ba1e{background-color:var(--nv-primary-accent) !important}.stk-f79ba1e:before{background-color:var(--nv-primary-accent) !important}.stk-f79ba1e .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-f79ba1e .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-f79ba1e\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-f-79-ba-1-e-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-f-79-ba-1-e-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-a764f67 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"a764f67\"><style>.stk-a764f67-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-a764f67-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-a764f67-inner-blocks\">\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-769959e\" data-block-id=\"769959e\"><p class=\"stk-block-text__text\"><a href=\"https:\/\/leg.wa.gov\/osa\/additionalservices\/Documents\/Report01-2022WACaresFundActuarialStudy.pdf\">Actuarial analysis<\/a> shows the program is on solid ground, solvent through 2098. At this time there is no reason to believe a rate increase will be necessary.<\/p><\/div>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-0a7f61c is-style-plain\" data-block-id=\"0a7f61c\"><style>.stk-0a7f61c{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-6ddfaab stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"6ddfaab\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-6ddfaab-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-6ddfaab-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-8fbc1bd\" data-block-id=\"8fbc1bd\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-379568b stk-block-background\" id=\"strong-why-dont-people-just-save-money-for-long-term-care-strong\" data-block-id=\"379568b\"><style>.stk-379568b{background-color:var(--nv-primary-accent) !important}.stk-379568b:before{background-color:var(--nv-primary-accent) !important}.stk-379568b .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>Why Don\u2019t People Just Save Money For Long-Term Care?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-789e737 stk-block-background\" data-block-id=\"789e737\"><style>.stk-789e737{background-color:var(--nv-primary-accent) !important}.stk-789e737:before{background-color:var(--nv-primary-accent) !important}.stk-789e737 .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-789e737 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-789e737\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-789-e-737-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-789-e-737-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-dde741f stk-block-accordion__content\" data-v=\"4\" data-block-id=\"dde741f\"><style>.stk-dde741f-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-dde741f-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-dde741f-inner-blocks\">\n<ul class=\"wp-block-list\">\n<li>The average American savings is $5,300. WA Cares is meant to help the vast majority of us who lack the savings to pay for care out of our pockets, and don\u2019t want to be forced to drain our family&#8217;s assets to qualify for Medicaid. WA Cares will most benefit those least able to afford the cost of care &#8211; those of us caught between a rock and a hard place.<\/li>\n\n\n\n<li>Most people pay for long-term care through reverse mortgages on their homes. But that leaves 40% of us who are renters without a source of wealth.&nbsp;<\/li>\n\n\n\n<li>The long term care crisis disproportionately impacts women and Black, Indigenous and people of color. Most often, family caregivers are women or people of color. Accessing long term care is even more challenging for women and BIPOC-led households with historical barriers to mechanisms for savings that mean lower retirement balances, and less of a buffer when the need to pay for care comes along.&nbsp;<\/li>\n\n\n\n<li>There are an estimated 820,000 unpaid family caregivers in WA. Women are more likely to be the ones to quit their job to care for family members, depleting family savings and income potential, and taking valuable members out of the workforce. WA Cares will help our family members keep their jobs, or pay for respite care when we stop work to care for a loved one.<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-bb300ea is-style-plain\" data-block-id=\"bb300ea\"><style>.stk-bb300ea{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-51601db stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"51601db\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-51601db-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-51601db-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-d94591c\" data-block-id=\"d94591c\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cde5b0c stk-block-background\" id=\"strong-can-i-still-opt-out-strong\" data-block-id=\"cde5b0c\"><style>.stk-cde5b0c{background-color:var(--nv-primary-accent) !important}.stk-cde5b0c:before{background-color:var(--nv-primary-accent) !important}.stk-cde5b0c .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>Can I Still Opt Out?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-c2ca06f stk-block-background\" data-block-id=\"c2ca06f\"><style>.stk-c2ca06f{background-color:var(--nv-primary-accent) !important}.stk-c2ca06f:before{background-color:var(--nv-primary-accent) !important}.stk-c2ca06f .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-c2ca06f .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-c2ca06f\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-c-2-ca-06-f-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-c-2-ca-06-f-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-49297cb stk-block-accordion__content\" data-v=\"4\" data-block-id=\"49297cb\"><style>.stk-49297cb-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-49297cb-container stk--no-background stk--no-padding\"><div class=\"has-text-align-left stk-block-content stk-inner-blocks stk-49297cb-inner-blocks\">\n<p class=\"has-text-align-left\">You can <a href=\"https:\/\/wacaresfund.wa.gov\/how-it-works\/exemptions\/apply-exemption\">apply for an exemption<\/a> if you:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Live outside of Washington<\/li>\n\n\n\n<li>Are the spouse or registered domestic partner of an active-duty service member of the US armed forces<\/li>\n\n\n\n<li>Have a non-immigrant work visa<\/li>\n\n\n\n<li>Are a veteran with a 70% service-connected disability rating or higher<\/li>\n<\/ul>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-7f6f2e0 is-style-plain\" data-block-id=\"7f6f2e0\"><style>.stk-7f6f2e0{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important;margin-bottom:0px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-071630c stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"071630c\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-071630c-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-071630c-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-3b66927\" data-block-id=\"3b66927\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-6fbe978 stk-block-background\" id=\"strong-are-undocumented-workers-eligible-for-wa-cares-strong\" data-block-id=\"6fbe978\"><style>.stk-6fbe978{background-color:var(--nv-primary-accent) !important}.stk-6fbe978:before{background-color:var(--nv-primary-accent) !important}.stk-6fbe978 .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>Are Undocumented Workers Eligible For Wa Cares?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-8fa62ac stk-block-background\" data-block-id=\"8fa62ac\"><style>.stk-8fa62ac{background-color:var(--nv-primary-accent) !important}.stk-8fa62ac:before{background-color:var(--nv-primary-accent) !important}.stk-8fa62ac .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-8fa62ac .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-8fa62ac\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-fa-62-ac-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-8-fa-62-ac-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-826d6f1 stk-block-accordion__content\" data-v=\"4\" data-block-id=\"826d6f1\"><style>.stk-826d6f1-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-826d6f1-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-826d6f1-inner-blocks\">\n<p>The state intends to ensure that WA Cares benefits are accessible to all workers in Washington, regardless of where they are from or their status. Traditional health insurance and Medicare do not cover long term care. Nor are these federal programs accessible to all workers in our state.&nbsp;<\/p>\n\n\n\n<p>Just like other public benefits like paid family and medical leave, the intent with WA Cares is to provide a safety net that\u2019s available to all for when the inevitable need for help at home arises in the event of debilitating limitations due to injury, illness or disease.&nbsp;<\/p>\n\n\n\n<p>Before benefits become available in 2026, WA Cares program staff, WA Department of Social and Human Services (DSHS), the Employment Security Department (ESD) and WA LTSS commissioners will develop a process to ensure all workers who contribute to building their WA Cares benefit can access their benefit, whether they are self-employed or gig workers, and regardless of their immigration status.<\/p>\n<\/div><\/div><\/div>\n<\/details>\n\n\n\n<details class=\"wp-block-stackable-accordion stk-block-accordion stk-inner-blocks stk-block-content stk-block stk-9b6602d is-style-plain\" data-block-id=\"9b6602d\"><style>.stk-9b6602d{border-style:solid !important;border-color:#dfdad1 !important;border-top-width:0px !important;border-right-width:0px !important;border-bottom-width:0px !important;border-left-width:0px !important;padding-bottom:24px !important}<\/style>\n<summary class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b2ac9bd stk--container-small stk-block-accordion__heading\" data-v=\"4\" data-block-id=\"b2ac9bd\"><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b2ac9bd-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b2ac9bd-inner-blocks\">\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block stk-fe3ee4a\" data-block-id=\"fe3ee4a\"><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-cc640b0 stk-block-background\" id=\"strong-i-opted-out-of-wa-cares-now-can-i-opt-back-in-strong\" data-block-id=\"cc640b0\"><style>.stk-cc640b0{background-color:var(--nv-primary-accent) !important}.stk-cc640b0:before{background-color:var(--nv-primary-accent) !important}.stk-cc640b0 .stk-block-heading__text{color:var(--nv-text-dark-bg) !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-nv-text-dark-bg-color\"><strong>I Opted Out Of Wa Cares, Now Can I Opt Back In?<\/strong><\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon stk-block-icon stk-block stk-c6bd781 stk-block-background\" data-block-id=\"c6bd781\"><style>.stk-c6bd781{background-color:var(--nv-primary-accent) !important}.stk-c6bd781:before{background-color:var(--nv-primary-accent) !important}.stk-c6bd781 .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-c6bd781 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--custom-2) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-c6bd781\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-c-6-bd-781-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-c-6-bd-781-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg data-prefix=\"fas\" data-icon=\"chevron-down\" class=\"svg-inline--fa fa-chevron-down fa-w-14\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 448 512\" aria-hidden=\"true\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div><\/span><\/div>\n<\/div><\/div>\n<\/div><\/div><\/summary>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-b9ba30a stk-block-accordion__content\" data-v=\"4\" data-block-id=\"b9ba30a\"><style>.stk-b9ba30a-container{padding-top:0px !important;padding-right:0px !important;padding-bottom:0px !important;padding-left:0px !important}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-b9ba30a-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks stk-b9ba30a-inner-blocks\">\n<p>Many folks who applied to exempt themselves from the new worker benefit, WA Cares, are now seeing what a huge return on investment WA Cares provides, and are asking how they can opt back in.&nbsp;<\/p>\n\n\n\n<p>This past year, the state Long Term Care Commission recommended that the legislature enact a change in the WA Cares program to allow people who opted out and received lifetime exemptions due to the purchase of private long term care insurance to opt back into the program through June 30 2028.&nbsp; It will take legislative action to approve a change to WA Cares to allow workers who received an exemption to opt back into the program.<\/p>\n\n\n\n<p>This change would, in particular, benefit near-retirees who may have purchased a corporate policy to opt out before enactment of a change to the program that offers them partial benefits based on the number of years they have contributed.<\/p>\n<\/div><\/div><\/div>\n<\/details>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-text-align-center has-link-color wp-elements-b960765f6b8636c87fa039cb7601d3e3\" style=\"font-size:22px\">Have a question about WA Cares that we don\u2019t have answered here? <br>Contact us <a href=\"https:\/\/wecareforwacares.org\/contact\">here<\/a> or send us an email <a href=\"mailto:Contact.Us@WeCareForWaCares.org\">here<\/a>.<\/p>\n<\/div>\n\n\n\n<div style=\"height:2rem\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-nv-text-dark-bg-color has-neve-link-hover-color-background-color has-text-color has-background is-layout-constrained wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--60)\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<p class=\"has-link-color has-medium-font-size wp-elements-f35995d8d98d3abd7bb4752f11eaf9dc\">Hear from Working Washingtonians Like Alyssa, And How <a href=\"https:\/\/wecareforwacares.org\/wa-cares-benefits\/\">The WA Cares Act Will Help Her Family<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-large img-shadow\"><a href=\"https:\/\/wecareforwacares.org\/wa-cares-benefits\/\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Act-Alyssa-home-care-support-1024x576.jpeg\" alt=\"Alyssa, an advocate for the WA Cares Act, smiles and looks at the camera. She is a white woman in her 40s with tattoos on her arms.\" class=\"wp-image-1261\" srcset=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Act-Alyssa-home-care-support-1024x576.jpeg 1024w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Act-Alyssa-home-care-support-300x169.jpeg 300w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Act-Alyssa-home-care-support-768x432.jpeg 768w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Act-Alyssa-home-care-support.jpeg 1200w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>WA Cares pays for long-term care at home. When we\u2019re sick, elderly, or seriously injured.&nbsp; Whether we have a pre-existing condition like diabetes or not. The WA Cares Fund is there for working Washingtonians. Have questions about WA Cares? We\u2019ve got answers! HELPFUL LINKS:&nbsp; WA Cares FAQS Click on a frequently asked question below to&hellip;&nbsp;<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","footnotes":""},"class_list":["post-3002","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>WA Cares FAQs | We Care for WA Cares<\/title>\n<meta name=\"description\" content=\"WA Cares pays for long-term care at home. It&#039;s there for working Washingtonians. 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