{"id":3160,"date":"2023-09-07T08:41:00","date_gmt":"2023-09-07T08:41:00","guid":{"rendered":"https:\/\/wecareforwacares.org\/long-term-care-insurance-2\/"},"modified":"2023-10-12T19:34:13","modified_gmt":"2023-10-12T19:34:13","slug":"long-term-care-insurance-cost","status":"publish","type":"post","link":"https:\/\/wecareforwacares.org\/es\/long-term-care-insurance-cost\/","title":{"rendered":"Long Term Care Insurance Cost"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">WA Cares Will Lower Your Long-Term Care Costs<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"682\" src=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-1024x682.jpeg\" alt=\"A mixed couple in their 30s sits at their kitchen table and looks at receipts next to their laptop.\" class=\"wp-image-2694\" srcset=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-1024x682.jpeg 1024w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-300x200.jpeg 300w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-768x512.jpeg 768w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-1536x1023.jpeg 1536w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-2048x1364.jpeg 2048w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-930x620.jpeg 930w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-34054c1\" id=\"what-does-long-term-care-insurance-cost\" data-block-id=\"34054c1\"><h2 class=\"stk-block-heading__text\">What Does Long-Term Care Insurance Cost?<\/h2><\/div>\n\n\n\n<p>Thanks to WA Cares, we have options when it comes to long-term care. Most of us will need help at home someday. Daily tasks like getting dressed, preparing meals, or moving around our homes. At the same time, most of us have no idea what long-term care costs until we need it.&nbsp;<\/p>\n\n\n\n<p>With private companies, <a href=\"https:\/\/wecareforwacares.org\/washington-long-term-care\/\" target=\"_blank\" rel=\"noreferrer noopener\">the long-term care insurance cost can be really high<\/a>. Plus, the premiums keep increasing as we age, and women are often charged more. Even though Medicaid is paid through taxes, we still need to spend down our assets to near-bankruptcy before we can get help paying for care with funds from Medicaid. This is a huge cost that families shouldn\u2019t have to pay.&nbsp;<\/p>\n\n\n\n<p>WA Cares is different. We only contribute to the fund <a href=\"https:\/\/wecareforwacares.org\/wa-cares-fund\/wa-cares-supports-working-washingtonians\/\" target=\"_blank\" rel=\"noreferrer noopener\">while we\u2019re working<\/a>, and our contributions are small &#8211; just $0.58 for each $100. Plus, benefits grow with inflation. WA Cares benefits also cover a lot more than private policies, including family caregiving and home modifications.&nbsp;<\/p>\n\n\n\n<p>Even with a much higher long-term care insurance cost, private policies are not as flexible as WA Cares. They limit benefits and require complicated approval processes just to use the benefits that you already paid for. Many of us can\u2019t afford the high private long-term care insurance cost, or would be denied simply for having a pre-existing condition. Further, most of us don\u2019t have the savings we need to pay for help at home if we should ever need it. WA Cares provides peace of mind, ensuring that working Washingtonians can get long-term care benefits when they need them.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Long-Term Care Insurance Cost:  Private Companies <\/h2>\n\n\n\n<p>WA Cares contributions are affordable. Our WA Cares contributions are only $0.58 for each $100 earned, and we only contribute while we\u2019re working. Other long-term care insurance costs are extremely high.&nbsp;<\/p>\n\n\n\n<p>Private long-term care insurance costs more for women than men, often doubling premiums based only on gender. In addition, a private policy\u2019s long-term care insurance cost keeps going up as we age. This means that as our income drops in retirement, the long-term care insurance cost with private providers will take up more and more of our budgets. Those of us with <a href=\"https:\/\/wecareforwacares.org\/wa-cares-lupus-support\/\" target=\"_blank\" rel=\"noreferrer noopener\">pre-existing conditions<\/a> are likely to be completely denied by private companies. But, if we do get approved, our long-term care insurance cost can be higher than others, because of things as simple as high blood pressure or asthma.&nbsp;<\/p>\n\n\n\n<p>For example, picture a 45-year-old woman, with no pre-existing conditions, who makes $75,000 per year.&nbsp; She could pay $120 every month in her private long-term care insurance cost. When she retires at 67, her premiums will be much higher &#8211; around $338 each month, getting higher each year. Her private long-term care insurance cost is highest when she has the lowest income.&nbsp;<\/p>\n\n\n\n<p>With WA Cares, she only contributes $36 every month while she\u2019s working. When she retires, she won&#8217;t need to contribute <em>at all<\/em>. Meanwhile, her private long-term care insurance cost starts at $1440 each year, and would grow to $4000+ as she gets older. With WA Cares, she contributes only $435 each year while she\u2019s working, and $0 after she retires. (Are you curious about your own long-term care insurance cost and your WA Cares contributions? <a href=\"http:\/\/wecareforwacares.org\/#calculator\" target=\"_blank\" rel=\"noreferrer noopener\">Try our calculator!<\/a>)<\/p>\n\n\n\n<p>Here\u2019s the bottom line: private long-term care insurance costs are really expensive. With waiting periods, restrictions on how you can use your benefits, and no coverage for family caregivers, private insurance is not the solution that most of us need. WA Cares is affordable, simple, and flexible \u2013 and available to all working Washingtonians. When we\u2019re not working, we\u2019re not stuck paying a high long-term care insurance cost. When we need help with daily tasks, we can use our benefits.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-stackable-image stk-block-image stk-block stk-c05e66a\" data-block-id=\"c05e66a\"><figure class=\"stk-img-wrapper stk-image--shape-stretch\"><img loading=\"lazy\" decoding=\"async\" class=\"stk-img wp-image-1248\" src=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina.jpeg\" width=\"1707\" height=\"2540\" alt=\"Nina, a Black woman in her 60s, stands behind her husband and hugs him. She is excited that WA Cares Supports Washingtonians.\" srcset=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina.jpeg 1707w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina-202x300.jpeg 202w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina-688x1024.jpeg 688w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina-768x1143.jpeg 768w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina-1032x1536.jpeg 1032w, https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/WA-Cares-Fund-Nina-1376x2048.jpeg 1376w\" sizes=\"auto, (max-width: 1707px) 100vw, 1707px\" \/><\/figure><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-pullquote\"><blockquote><p>Nina Valerio and her husband paid skyrocketing long-term care insurance premiums on time, <em>every<\/em> time. <br>But now, their insurance company provides just <em>a few hours a day<\/em> of homecare. <br>Meanwhile, Nina struggles to care day and night for her husband, who has multiple myeloma, sudden right-eye blindness, dementia, and prostate cancer.<\/p><cite>&#8211;<a href=\"https:\/\/wecareforwacares.org\/washington-long-term-care\/\" target=\"_blank\" rel=\"noreferrer noopener\">Nina Valerio &amp; Dr. Charles Mayer<\/a><\/cite><\/blockquote><\/figure>\n<\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Long-Term Care Insurance: Paying For Care Yourself<\/h2>\n\n\n\n<p>It\u2019s easy to think that long-term care needs are really far away. We might not be able to imagine needing help with daily living, for things like getting dressed, hygiene tasks, or moving around. But really, the need for long-term care can come up at any time. Even if you\u2019re young, you might need help after an injury, during an illness, or during pregnancy. You may need to help a loved one who is aging or ill. As we age, we might need to modify our homes for better mobility, or need help preparing meals or cleaning so we can keep living at home.&nbsp;<\/p>\n\n\n\n<p>Not all of us are paying high prices for private long-term care insurance. Maybe you haven\u2019t considered buying a policy yet, or maybe you were denied because of a pre-existing condition. Maybe you decided against private policies because you\u2019re planning to pay for the help, modifications, or equipment you need yourself.&nbsp;<\/p>\n\n\n\n<p>Most of us, though, <a href=\"https:\/\/wecareforwacares.org\/wa-long-term-care-costs\/\" target=\"_blank\" rel=\"noreferrer noopener\">cannot afford to pay long-term care costs ourselves<\/a>. Today, the median American savings account holds less than $5,300. This is not enough to pay for home care or for rising private long-term care insurance costs. Further, women- and BIPOC-led households have lower savings account and retirement account balances, leaving even less of a buffer when care needs arise. The ability to pay out of pocket for our care needs is not an option for most of us.<\/p>\n\n\n\n<p>WA Cares addresses these gaps by providing $36,500 of benefits to any working Washingtonian, regardless of gender, race, or pre-existing conditions. Not only that, the $36,500 will grow with inflation each year. We make small, consistent contributions only while we\u2019re working. And WA Cares covers home caregivers, family caregivers, home modifications, medical equipment, and more.<\/p>\n\n\n\n<p>This means that we can count on WA Cares to help us avoid extremely high fees for long-term care insurance. We can spend up to $36,500 on care without worrying. We can buy the equipment we need, hire caregivers, or pay family members to help us, so we can stay in our homes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Price Of Long-Term Care Insurance: Medicaid<\/h2>\n\n\n\n<p>Lots of us who can\u2019t afford the private long-term care insurance cost think of Medicaid as a straightforward option for when we need help at home. However, Medicaid is not simple. To qualify for Medicaid, you have to spend down all of your assets to $2000 or less. <a href=\"https:\/\/wecareforwacares.org\/wa-cares-stroke-support\/\" target=\"_blank\" rel=\"noreferrer noopener\">This includes savings, housing, and retirement.<\/a>&nbsp;<\/p>\n\n\n\n<p>Relying on Medicaid for help paying for the care we need can end up being a catastrophic long-term care insurance cost. Even after spending down assets and qualifying, Medicaid still requires approval processes, limits medical equipment spending limits, and does not pay family caregivers.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-pullquote\"><blockquote><p>\u201cLike most families, we don\u2019t have enough to pay for a home care aide if I ever need one. I don\u2019t know how we\u2019d make it financially. <br><br>With my ongoing medical needs, we\u2019ve realized that even really good health insurance doesn\u2019t cover long-term care. And we\u2019ve seen how my grandparents had to drain their hard-earned savings and sell all their assets to qualify for Medicaid. <br><br>Thanks to WA Cares, we have options.\u201d<\/p><cite><a href=\"https:\/\/wecareforwacares.org\/wa-cares-paralysis-support\/\" target=\"_blank\" rel=\"noreferrer noopener\">-Dani &amp; Sam<\/a><\/cite><\/blockquote><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Long-Term Insurance Costs &amp; WA Cares <\/h2>\n\n\n\n<p>WA Cares is simple. WA Cares contributions are small &#8211; just $0.58 for every $100 earned &#8211; only while you\u2019re working. This is much lower than a private company\u2019s long-term care insurance cost (check it out using our <a href=\"http:\/\/wecareforwacares.org\/#calculator\" target=\"_blank\" rel=\"noreferrer noopener\">calculator here<\/a>).&nbsp;<\/p>\n\n\n\n<p>After contributing to WA Cares for just three years, you\u2019ll be likely to qualify for benefits if you need care after an injury or illness. In ten years, you\u2019ll be fully vested in WA Cares, qualifying to receive $36,500 for home care, medical equipment, and other long term care needs for any reason. Even if you\u2019re nearing retirement, you can build scaled WA Cares benefits so you\u2019ll have help when you need it. Find out all the details about the <a href=\"https:\/\/wecareforwacares.org\/wa-cares-fund\/\" target=\"_blank\" rel=\"noreferrer noopener\">WA Cares fund here<\/a>.<\/p>\n\n\n\n<p>This $36,500, which will adjust annually for inflation, is especially important because many of us do not have an equivalent amount in savings to fall back on. Without WA Cares, when we need long-term care after an accident, for a pre-existing condition, or due to aging, we would have to spend down our assets to qualify for Medicaid. Or, we would have to wade through complicated private policy limits, approvals, and waiting periods, even after paying an incredibly high long-term care insurance cost.&nbsp;<br><br>While private long-term care insurance costs nearly double for women, WA Cares contributions are the same, regardless of gender. While private long-term care insurance costs increase more and more as we age, our WA Cares contributions stay the same. When Medicaid requires near-bankruptcy, WA Cares steps in <a href=\"https:\/\/wecareforwacares.org\/wa-cares-fund\/wa-cares-boosts-economy\/\" target=\"_blank\" rel=\"noreferrer noopener\">to provide a safety net for us<\/a>. WA Cares is the solution that Washington needs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">More About WA Cares &amp; Long-Term Insurance Costs<\/h2>\n\n\n\n<p>Do you want to learn more about WA Cares and long-term care insurance costs? WA Cares is a new program, and we\u2019re getting lots of great questions about WA Cares benefits, like \u00ab<a href=\"https:\/\/wecareforwacares.org\/does-medicare-cover-long-term-care\/\" target=\"_blank\" rel=\"noreferrer noopener\">Does Medicare cover long term care?<\/a>\u00bb If you have questions too, take a look at our <a href=\"https:\/\/wecareforwacares.org\/wa-cares-faqs\/\">FAQ<\/a> or <a href=\"https:\/\/wecareforwacares.org\/contact-us-wa-cares\/\">contact us<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>WA Cares Makes Sure Everyone Can Get Long Term Care At Home. Find out how much the WA long term care tax will cost.<span class=\"read-more\"><a href=\"https:\/\/wecareforwacares.org\/es\/long-term-care-insurance-cost\/\"> Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":3,"featured_media":2694,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","footnotes":""},"categories":[53],"tags":[],"class_list":["post-3160","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-long-term-care-insurance-cost"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Long Term Care Insurance Cost | We Care for WA Cares<\/title>\n<meta name=\"description\" content=\"WA Cares provides peace of mind, ensuring that working Washingtonians can get long-term care benefits when they need them.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Long Term Care Insurance\" \/>\n<meta property=\"og:description\" content=\"Thankfully, WA Cares lets us access long-term care insurance at an affordable rate. Now, with WA Cares, we have a safety net that doesn\u2019t rely on long-term care insurance companies or spending down assets\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/\" \/>\n<meta property=\"og:site_name\" content=\"We Care for WA Cares\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/WeCareForWACares\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-07T08:41:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-12T19:34:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_pt-in-wheelchair-scaled.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"853\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Alison Lorelle\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@WeCare4WACares\" \/>\n<meta name=\"twitter:site\" content=\"@WeCare4WACares\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Alison Lorelle\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/\"},\"author\":{\"name\":\"Alison Lorelle\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#\\\/schema\\\/person\\\/a7c2c42639700786f220547bb44bab86\"},\"headline\":\"Long Term Care Insurance Cost\",\"datePublished\":\"2023-09-07T08:41:00+00:00\",\"dateModified\":\"2023-10-12T19:34:13+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/\"},\"wordCount\":1584,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/wecareforwacares.org\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/WA-Cares-Blog_couple-using-computer-scaled.jpeg\",\"articleSection\":[\"long term care insurance cost\"],\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/\",\"url\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/\",\"name\":\"Long Term Care Insurance Cost | We Care for WA Cares\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/wecareforwacares.org\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/WA-Cares-Blog_couple-using-computer-scaled.jpeg\",\"datePublished\":\"2023-09-07T08:41:00+00:00\",\"dateModified\":\"2023-10-12T19:34:13+00:00\",\"description\":\"WA Cares provides peace of mind, ensuring that working Washingtonians can get long-term care benefits when they need them.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#primaryimage\",\"url\":\"https:\\\/\\\/wecareforwacares.org\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/WA-Cares-Blog_couple-using-computer-scaled.jpeg\",\"contentUrl\":\"https:\\\/\\\/wecareforwacares.org\\\/wp-content\\\/uploads\\\/2023\\\/06\\\/WA-Cares-Blog_couple-using-computer-scaled.jpeg\",\"width\":2560,\"height\":1705,\"caption\":\"Young multiethnic couple checking bills while managing accounts on home banking app. Serious guy and african woman sitting at home discussing finance for the month. Young casual man and girl using laptop while looking at invoice and plan the budget to save.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/long-term-care-insurance-cost\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/wecareforwacares.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Long Term Care Insurance Cost\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#website\",\"url\":\"https:\\\/\\\/wecareforwacares.org\\\/\",\"name\":\"We Care for WA Cares\",\"description\":\"70% of us will need long-term care\",\"publisher\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#organization\"},\"alternateName\":\"We Care for WA Cares\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/wecareforwacares.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#organization\",\"name\":\"We Care for WA Caares\",\"alternateName\":\"We Care for WA Caares\",\"url\":\"https:\\\/\\\/wecareforwacares.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/wecareforwacares.org\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/we-care-for-wa-cares-logo.jpg\",\"contentUrl\":\"https:\\\/\\\/wecareforwacares.org\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/we-care-for-wa-cares-logo.jpg\",\"width\":700,\"height\":700,\"caption\":\"We Care for WA Caares\"},\"image\":{\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/WeCareForWACares\",\"https:\\\/\\\/x.com\\\/WeCare4WACares\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCICpxHAJPKocRrFM3WErRXw\",\"https:\\\/\\\/www.instagram.com\\\/wecare4wacares\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/wecareforwacares.org\\\/#\\\/schema\\\/person\\\/a7c2c42639700786f220547bb44bab86\",\"name\":\"Alison Lorelle\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cc84297ee034c9c224c7417e54beacbcc12380e40a5088620fde44d93e9fe8d?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cc84297ee034c9c224c7417e54beacbcc12380e40a5088620fde44d93e9fe8d?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5cc84297ee034c9c224c7417e54beacbcc12380e40a5088620fde44d93e9fe8d?s=96&d=mm&r=g\",\"caption\":\"Alison Lorelle\"},\"url\":\"https:\\\/\\\/wecareforwacares.org\\\/es\\\/author\\\/alison\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Long Term Care Insurance Cost | We Care for WA Cares","description":"WA Cares provides peace of mind, ensuring that working Washingtonians can get long-term care benefits when they need them.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/","og_locale":"es_ES","og_type":"article","og_title":"Long Term Care Insurance","og_description":"Thankfully, WA Cares lets us access long-term care insurance at an affordable rate. Now, with WA Cares, we have a safety net that doesn\u2019t rely on long-term care insurance companies or spending down assets","og_url":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/","og_site_name":"We Care for WA Cares","article_publisher":"https:\/\/www.facebook.com\/WeCareForWACares","article_published_time":"2023-09-07T08:41:00+00:00","article_modified_time":"2023-10-12T19:34:13+00:00","og_image":[{"width":2560,"height":853,"url":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_pt-in-wheelchair-scaled.jpeg","type":"image\/jpeg"}],"author":"Alison Lorelle","twitter_card":"summary_large_image","twitter_creator":"@WeCare4WACares","twitter_site":"@WeCare4WACares","twitter_misc":{"Escrito por":"Alison Lorelle","Tiempo de lectura":"7 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#article","isPartOf":{"@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/"},"author":{"name":"Alison Lorelle","@id":"https:\/\/wecareforwacares.org\/#\/schema\/person\/a7c2c42639700786f220547bb44bab86"},"headline":"Long Term Care Insurance Cost","datePublished":"2023-09-07T08:41:00+00:00","dateModified":"2023-10-12T19:34:13+00:00","mainEntityOfPage":{"@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/"},"wordCount":1584,"commentCount":0,"publisher":{"@id":"https:\/\/wecareforwacares.org\/#organization"},"image":{"@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#primaryimage"},"thumbnailUrl":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-scaled.jpeg","articleSection":["long term care insurance cost"],"inLanguage":"es","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/","url":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/","name":"Long Term Care Insurance Cost | We Care for WA Cares","isPartOf":{"@id":"https:\/\/wecareforwacares.org\/#website"},"primaryImageOfPage":{"@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#primaryimage"},"image":{"@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#primaryimage"},"thumbnailUrl":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-scaled.jpeg","datePublished":"2023-09-07T08:41:00+00:00","dateModified":"2023-10-12T19:34:13+00:00","description":"WA Cares provides peace of mind, ensuring that working Washingtonians can get long-term care benefits when they need them.","breadcrumb":{"@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#primaryimage","url":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-scaled.jpeg","contentUrl":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/06\/WA-Cares-Blog_couple-using-computer-scaled.jpeg","width":2560,"height":1705,"caption":"Young multiethnic couple checking bills while managing accounts on home banking app. Serious guy and african woman sitting at home discussing finance for the month. Young casual man and girl using laptop while looking at invoice and plan the budget to save."},{"@type":"BreadcrumbList","@id":"https:\/\/wecareforwacares.org\/long-term-care-insurance-cost\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/wecareforwacares.org\/"},{"@type":"ListItem","position":2,"name":"Long Term Care Insurance Cost"}]},{"@type":"WebSite","@id":"https:\/\/wecareforwacares.org\/#website","url":"https:\/\/wecareforwacares.org\/","name":"We Care for WA Cares","description":"70% of us will need long-term care","publisher":{"@id":"https:\/\/wecareforwacares.org\/#organization"},"alternateName":"We Care for WA Cares","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/wecareforwacares.org\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Organization","@id":"https:\/\/wecareforwacares.org\/#organization","name":"We Care for WA Caares","alternateName":"We Care for WA Caares","url":"https:\/\/wecareforwacares.org\/","logo":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/wecareforwacares.org\/#\/schema\/logo\/image\/","url":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/we-care-for-wa-cares-logo.jpg","contentUrl":"https:\/\/wecareforwacares.org\/wp-content\/uploads\/2023\/05\/we-care-for-wa-cares-logo.jpg","width":700,"height":700,"caption":"We Care for WA Caares"},"image":{"@id":"https:\/\/wecareforwacares.org\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/WeCareForWACares","https:\/\/x.com\/WeCare4WACares","https:\/\/www.youtube.com\/channel\/UCICpxHAJPKocRrFM3WErRXw","https:\/\/www.instagram.com\/wecare4wacares\/"]},{"@type":"Person","@id":"https:\/\/wecareforwacares.org\/#\/schema\/person\/a7c2c42639700786f220547bb44bab86","name":"Alison Lorelle","image":{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/secure.gravatar.com\/avatar\/5cc84297ee034c9c224c7417e54beacbcc12380e40a5088620fde44d93e9fe8d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5cc84297ee034c9c224c7417e54beacbcc12380e40a5088620fde44d93e9fe8d?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5cc84297ee034c9c224c7417e54beacbcc12380e40a5088620fde44d93e9fe8d?s=96&d=mm&r=g","caption":"Alison Lorelle"},"url":"https:\/\/wecareforwacares.org\/es\/author\/alison\/"}]}},"_links":{"self":[{"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/posts\/3160","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/comments?post=3160"}],"version-history":[{"count":5,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/posts\/3160\/revisions"}],"predecessor-version":[{"id":3357,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/posts\/3160\/revisions\/3357"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/media\/2694"}],"wp:attachment":[{"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/media?parent=3160"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/categories?post=3160"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wecareforwacares.org\/es\/wp-json\/wp\/v2\/tags?post=3160"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}